This Privacy Policy describes how 19th Hole Financial ("19th Hole Financial," "we," "us," or "our") collects, uses, shares, and protects information about you when you visit 19holefinancial.com (the "Website") or otherwise interact with our services. By using the Website, you agree to the practices described in this Privacy Policy.
19th Hole Financial provides educational content, consultations, and referrals related to life insurance, tax strategy, and advanced financial planning. This Privacy Policy applies to information we collect through the Website, through forms you submit, through scheduling tools, and through direct communication with you by email, phone, or SMS.
We collect information you voluntarily provide when you:
This may include: name, email address, phone number, mailing address, employment and income information, household size, goals and concerns related to tax and insurance planning, and any other information you choose to share.
When you visit the Website, we and our service providers may automatically collect certain information, including:
We may receive information about you from third parties such as marketing partners, advertising networks, analytics providers, and publicly available sources. We use this information to improve our marketing and better understand our audience.
We use the information we collect to:
When you provide your phone number through a form on our Website, through our scheduling tool, or by otherwise opting in (such as by checking a consent box), you consent to receive text messages from 19th Hole Financial at the number you provided.
We will never share your phone number or SMS opt-in consent with any third party or affiliate for their own marketing purposes.
SMS messages from 19th Hole Financial may include:
Message frequency varies based on your engagement with us. You will typically receive no more than a few messages per month related to scheduling, reminders, and follow-ups. Marketing messages, if separately opted in, will not exceed reasonable frequency.
Message and data rates may apply. Standard carrier charges for text messages and data usage may be billed to you by your mobile carrier. 19th Hole Financial is not responsible for any such charges.
You can opt out of SMS messages at any time by:
After you opt out, you will receive a confirmation message and will not receive further SMS communications from us (except as necessary to confirm your opt-out). You may still receive communications through other channels such as email or phone unless you opt out of those separately.
Reply HELP to any of our text messages for assistance, or email us at [email protected].
Our SMS program is available on all major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, Sprint, and others. Wireless carriers are not liable for delayed or undelivered messages.
We share information only in the following limited circumstances:
We share information with trusted third-party service providers who help us operate our business — including CRM and scheduling platforms (such as HighLevel), email providers, SMS delivery providers, hosting providers, analytics providers, and payment processors. These providers are contractually obligated to use your information only to perform services for us.
If, as part of providing services to you, we refer you to a licensed insurance agent, tax professional, attorney, or other financial professional, we may share relevant information with that professional — only with your knowledge and for the purpose of serving you.
We may disclose information if required by law, subpoena, court order, or other legal process, or to protect the rights, property, or safety of 19th Hole Financial, our clients, or others.
If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and any resulting changes to this Privacy Policy.
We do not sell your personal information to third parties.
We do not share your mobile phone number or SMS consent with any third party or affiliate for their own marketing or promotional purposes. This restriction applies even when a third-party service provider processes messages on our behalf — those providers are contractually prohibited from using your information for any purpose other than delivering our communications.
We and our service providers use cookies, pixels, and similar technologies to operate the Website, remember your preferences, analyze traffic, and support marketing. You can control cookies through your browser settings. Disabling cookies may affect Website functionality.
We may use analytics tools such as Google Analytics and advertising pixels such as Meta Pixel or LinkedIn Insight Tag. These tools collect information about your use of the Website and may combine it with information from other sources. You can opt out of Google Analytics by installing the Google Analytics Opt-Out Browser Add-on.
We implement reasonable administrative, technical, and physical safeguards to protect the information we collect. However, no system is completely secure. We cannot guarantee the absolute security of your information, and you transmit information to us at your own risk. Promptly notify us at [email protected] if you suspect unauthorized access to your account or information.
We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it. Specific retention periods vary based on the type of information and applicable legal requirements.
Depending on where you live, you may have certain rights regarding your personal information, including:
To exercise any of these rights, email us at [email protected]. We will respond within the timeframe required by applicable law. We may need to verify your identity before fulfilling certain requests.
If you are a California resident, the California Consumer Privacy Act (CCPA) gives you additional rights, including the right to know what personal information we collect, the right to request deletion, the right to opt out of the "sale" of personal information (we do not sell), and the right not to be discriminated against for exercising your rights. To exercise these rights, email [email protected].
The Website is not directed to children under 18, and we do not knowingly collect information from children under 18. If you believe a child has provided us with personal information, please contact us at [email protected] and we will take steps to delete it.
The Website may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review the privacy policies of any third-party service you interact with.
We may update this Privacy Policy from time to time. The "Last Updated" date at the top reflects the most recent version. Material changes will be communicated by posting an updated version on this page and, where appropriate, by other means. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Policy.
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, contact us at:
19th Hole Financial
Attn: Privacy
Email: [email protected]
Website: 19holefinancial.com